Understand Your Options. Protect Your Rights. Take the Next Step.
Free, plain-language education on debt, credit, budgeting, and consumer rights — plus practical tools and legal information from Ginsburg Law Group, P.C.
Interactive Self-Help Modules
Progress-tracked courses in plain language. Save your progress and resume anytime.
Understanding Debt and Debt Relief
Learn the different types of debt and compare relief options — from self-help to settlement to bankruptcy — without pressure or judgment.
Financial Education Curriculum
Build a foundation in personal finance — from income and expenses to interest, credit, and setting goals you can actually reach.
Credit Education and Credit-Report Errors
Understand how credit reports work, spot inaccurate information, and learn to dispute errors with bureaus and furnishers — while preserving your records.
Popular Calculators
Interactive tools with plain-language results. Estimates only — not legal or financial advice.
Downloadable Self-Help Resources
Free worksheets, checklists, and organizers you can print or save.
Monthly Budget Worksheet
A fillable worksheet to list income, essential expenses, debt payments, and savings.
Debt Inventory
List every debt you owe — creditor, balance, interest rate, monthly payment, and status.
Creditor Contact List
Keep track of who you owe and how to reach them, including any hardship program you requested.
Collection-Call Log
Record every call, text, or message from a debt collector to document potential violations.
Lawsuit Deadline Worksheet
Track court papers, the response deadline, and key dates so nothing is missed.
Credit-Report Review Checklist
A step-by-step checklist for reviewing your credit reports from all three bureaus.
Credit-Report Dispute Organizer
Organize each dispute — what is wrong, who you disputed with, and the response.
Identity-Theft Document Checklist
Track steps and documents if you suspect identity theft.
General educational information. This is not legal advice and does not create an attorney-client relationship.
Attorney Amy Ginsburg is responsible for the content of this communication.
Information is general in nature and may not apply to your specific situation. Laws vary by state and change over time. Nothing on this platform should be used as a substitute for the advice of a competent attorney licensed in your jurisdiction.